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05 November 2010
Review of Capital One Bank

Banking is one of those things that is a necessity of life, as stuffing your mattress with cash isn't very conducive to the way business is conducted these days. However, many banks have failed to adopt a true customer service-oriented mentality, making the use of their services both painful and expensive. Ah, but thank goodness that in contrast to these institutions, we have Capital One.

Capital One's approach to banking is very apparently "put the customer first". One area in which they excel is their online banking facilities. In addition to having access to every aspect of your Capital One credit cards and accounts, they've also made it a simple process for new customers to open savings account, which can be done online without the need to spend one's time and gas driving to a physical branch. And, should a new customer have trouble navigating the Capital One web site, live online customer service is just a click away to assist in navigation or explaining available options.

Capital One has three different basic options when it comes to savings accounts, each designed to accommodate the varying needs of their customers. The InterestPlus package has the top annual yield, currently paying 1.3% APY, with a 10% quarterly bonus on qualifying accounts. This account requires a minimum balance of $1,000 in order to earn the top interest rate. Next in line with regard to yield is the High Yield Money Market savings account, with an annual percentage yield of 1.10%, but also with no minimum balance requirement in order to earn that return. Lastly is the Rewards Money Market account, that pays a 1.01% APY and additionally rewards its owners with travel miles based on the balance maintained! 

With Capital One's exceptionally high level of customer service and convenience, and with their equitable rates and customizable account options, there is no reason to bank anywhere else!

Posted by dougboude at 1:24 PM | PRINT THIS POST! | Link | 1 comment



04 November 2010
Liberals are from Venus, The Rest of Us are from Mars

Early in 2010, the Tea Party movement began. People from all walks of life and different political positions felt the overwhelming need to do something to save their country from the destructive course that their elected majority and president had set it upon. They got off of their couches and rallied at their state capitols, and even amassed themselves  in their nation's capitol in order to make their extreme dissatisfaction with the democratic majority known.

But with regards to the liberals and liberal democrats, their protests fell upon deaf ears. Rather than have their voices be considered, they were conveniently labeled as "extremists" and categorized as a fringe minority who were too ignorant to realize that Obama was indeed the savior of the economy and society.

As evolution will have it, the Tea Party groups began to grow and coalesce into a unified, nation-wide movement that soon had propelled candidates of its choosing on to the front lines of primary elections everywhere. Many of the rank and file old-school GOP incumbents who were certain they had a job for life found themselves suddenly unemployed. If the Leftists had uncategorically dismissed the Tea Party mentality before the primaries, surely they would sit up and ascribe legitimacy to this anomoly now! But alas, they clung stubbornly to their belief that this movement was nothing more than a manifestation of ignorance, unbridled rage, and even racism, and would soon run its course and dissolve back in to the generally apathetic fabric of society.

The Liberals, however, could not have been more wrong. As Tuesday, November 2nd, 2010 came to an end and those in the nation who cared sat in front of their televisions watching the poll results tally up, it became clear to the country that this Tea Party movement was no niche, fringe group, but was a representation of the clear majority of Americans. Election after election after election saw state and national posts shift decisively to the Republican red, until Wednesday morning arrived to find that the United States of America had overwhelmingly made a return to its conservative, common sense roots. The democrats, who for the prior two years had chosen to utterly ignore its constituency and condescendingly dictate the policies under which the country would abide, were categorically dismissed and replaced by individuals whose sincere mission it was to act as a true voice for the people. One would think, that after such a radical and literal overnight displacement of the government establishment, that those Leftists who had mocked the Tea Party movement before would surely now comprehend the reality of this country's true core desires. With such blatant evidence, who could possibly be able to describe the disposition of the nation as anything other than what it was?

And yet, the liberals still denied it, choosing rather to skirt around the obvious truths and search for some obscure, complex meaning to and motivation for the tsunami of red that had arrived the day prior. Even the President himself in his post midterm election speech, did not see it for what it was and chose rather to conclude that he had simply failed to properly communicate the benefits of his agenda and policies.

I was watching MSNBC's Rachel Maddow show on television last night and couldn't help but wag my head as I watched her and her subject matter expert guest attempt to analyze the motives and reasons behind the election results that swept the country on Tuesday. They, like the President and most others on the liberal left, were absolutely perplexed and at a loss as to be able to explain why so many republicans and Tea Party backed candidates had won office. It was as if their vision and comprehension had been obscured, and this sudden but obvious shift to the right had no rationale whatsoever. They could see the results of it all, but could not fathom how on earth it had come to pass.

The Liberals' confusion and confoundment is in itself confusing and confounding to the rest of America. I and I'm sure many, many others have no explanation as to how it is they are able to remain in the dark and not comprehend the simple, clear message that We The People sent to ruling governmental elites this past Tuesday. It's been repeated on numerous talk shows by numerous panels; it's been reiterated in acceptance speech after acceptance speech by winning candidates; it's been blogged about, talked about, and rephrased in such a way that, literally, my three year old can understand it. Yet the liberals can't comprehend it? My only conclusion is then that they didn't and do not hear the message because they purposefully wish not to. Their fingers are in their ears, their hands are over their eyes, and they utter an incessant and annoying chorus of "la la la la la"s so that they don't have to hear.

For those of you out there who fall into this category, I have no doubt that the previous words have mostly also fallen onto eyes that cannot see and ears that will not hear. But if you can, I encourage you to stop ignoring the blatant truth and lend your intelligence and your empathy to simply try and comprehend the message the Tea Party sent on Tuesday. We want Washington to shrink government down to a consitutionally-bound size, stop spending money it doesn't have, stop mandating policies onto us, cut current spending, and stop waging cold civil war on its own brothers and sisters in Arizona. That was, is, and always has been, the message. Don't shrink away from your fellow Americans in fear and loathing, but rather open your hearts and minds to understand this overwhelmingly prevailing point of view that has taken back this country and is charting a more conservative, sound course for ourselves and our posterity. I know you're from Venus, and I know that's a far different world than Mars; but I'm certain that with a little effort and good will, we can bridge this gap and come to an understanding that works out well for all of us. There's room for everyone and you have an open invitation. Don't ostrecize yourselves any longer: join us.

Posted by dougboude at 1:42 PM | PRINT THIS POST! | Link | 3 comments
03 November 2010
The Birth, Evolution, and Meaning of The Tea Party

Making sense out of the chaos that has been the past two years is nearly impossible. Each analysis of the facts and trends will reveal yet another facet that composes this rather large gaudy gemstone we call politics. Yet some analytical results seem to be consistent, from my point of view, and I felt it necessary to pen them down as my own personal prognostication and explanation of how these things will come to be.

Obama swept in to office in 2008 because, frankly, he was the only one of the two choices who promised (literally and figuratively) change. I, as I know hundreds of thousands of others did, decided that if we had to choose between more of the same Bush era policies (which McCain fully represented to us all) and a liberal who sported a middle eastern name and rode on the bandwagon of "hope and change", we'd rather roll the dice and take our chances with Obama. The economy was on a steady downhill slope at the time, the boat was taking on some water, and things were getting kind of worrisome. Obama wasn't afraid, and gladly accepted control of the helm. We put our faith and trust in him, we supported him, and we were very, very patient with him while we let him give his ideas a try.

After a year, it became apparent that his ideas just weren't working. So, we the people spoke up and told Mr. Obama that we'd really like to limit the damages of these experiments and take another route. We spoke softly, we used reason and logic, and we were friendly about it. Mr. Obama smiled and nodded, and then completely disregarded everything we had said. Throughout a long series of repeated offenses against us and our desires for our nation, Obama showed himself to be quite the opposite of what he had portrayed himself to be in 2008. When the Republicans in office began to stand up for us and represent the voice of the people in more public forums, Barack removed any final room for doubt that he had his own and not our best interests at heart. He ignored cries for help from the state of Arizona to do his constitutionally bound duty and preserve them from foreign invasion. And when they finally conceded that the cavalry was definitely not on its way from D.C. and took it upon themselves to do what they could to protect their state, Obama made himself their sworn enemy and spent our tax dollars to start a Cold Civil War against our brothers and sisters in Arizona.

Obama himself is on a steep downhill slide, as his true heart and nature continue to reveal themselves one issue at a time. His arrogance and haughtiness that cripple him in his ability and duty to love the people he was chosen to lead; his apathy that renders him incapable of empathizing with those whose hearts will forever be at Ground Zero; his irresponsible and juvenile fiscal habits that we the people have to foot the bill for; and the list goes on and on and on. The man is living in a fantasy world that includes none of us who invested so much of ourselves into his presidency, and even this very midterm election has proven to be an event that has thurst him even farther away from reality. This continual movement away from us all has even managed to lend creedence to conspiracy theories regarding his citizenship and religious beliefs. In fact, his actions have even caused us to believe and think out loud that he is purposefully trying to destroy America, one bad, wreckless policy at a time.

Obama and his inner circle of fellow narcissists and sycophants have become a malignant tumor on Capitol Hill that we can no longer stand by and watch grow uncontrollably. The blind eyes, deaf ears, and malevolent spirit with which the ruling elite have dealt with us has, as many negative situations can, become the catalyst that has renewed our patriotism, invigorated our zeal and fervor for the America we believe in and love. The destructive leadership which we now reject has raised our voices and helped us find one another, joining together in one unstoppable wave of passive aggression. Obama did not create the Tea Party movement; oh no, my friends, you and I both know that it has already been in place for generations, put into our hearts and sealed by those who raised us up and taught us in the way we should go. Obama did not create us; he simply made himself the target of our non-affections by believing quite erroneously that we would be as silent lambs at the slaughter. The Tea Party isn't a thing, it's a mode of thinking, a belief system, a patriotic drum that beats in our hearts. And it moves us to do what needs to be done in order to preserve all this precious nation that is mother to us all.

This midterm election, my liberal, socialist brothers and sisters, is a small yet significant manifestation of the prevailing spirit of our country. We will preserve what our founding fathers architected, and we will not allow ourselves to morph into something that does not provide and promote the environment that that will allow ourselves and our posterity to prosper, live, and grow in complete freedom. It should serve as a wake up call to the self-proclaimed elite establishment that, unless you make some drastic personal and moral changes today, the privilege of serving us shall be taken away from you and given to someone who is worthy of it. It should also serve to continue to enliven the patriotism within us all, increase our love of country, and move us to instill the same in our children.

Tomorrow morning our legislative branch will be a different environment, infused and instilled with the Tea Party mentality. Tomorrow morning, states around the country will have the Tea Party mentality fused into their local governments as well. This "movement" is no fad, my friends; it will not pass away. On the contrary, the Tea Party mentality has existed as long as the United States of America has existed, and it will never, ever die. If anybody wants our freedom, if anybody wants to lull us into passivity, if anybody wants to morph us into some socialistic blob of anonymous faces, if anybody wants to take away however passively our blood-bought freedom: let them come and try. What you will see in the governmental face of America tomorrow morning is just a twitch in the muscle of this movement...there's as much as will ever be necessary where that came from.

Posted by dougboude at 4:16 PM | PRINT THIS POST! | Link | 0 comments
Obama's Post-Midterm Election Speech
The Prequel

Alan Colmes, democratic analyst and radio talk show host, appeared on Fox News to discuss the meaning of the midterm election results and what he believes Obama should say in his speech at 1 PM today with regard to the newly elected congress. Colmes' opinion shows that he is as out of touch with true American sentiment as Obama himself, believing that what the people want to hear from the president is that he will continue to be a man of stubborn progress, and that he acknowledges that maybe he wasn't so good at communicating all the wonderful things he has actually done for the people of this country.

Colmes couldn't be more wrong. We don't want to hear more of Obama's condescending rhetoric. We didn't do what we did last night so that we could hear the President say "I heard you! I should have been better at making sure you knew the benefits of the pain I have caused you!". The reason we did what we did at the polls yesterday is because Obama is not fulfilling our basic need to be heard, and outright refuses to do so. The Republicans are being so warmly embraced because they are sincerely listening to us. Obama has not, and no amount of pre-written humility displayed in his post-election speech is going to take the place of being a sincere listener. Obama hasn't forgotten that his office is a privilege and an honor, and that he is a servant of all the nation; the man never knew it to begin with. In 2008 Obama fulfilled the stereotype of politicians, saying what he needed to in order to win the election. Because his message was what we wanted and needed to hear at the time, we put our faith in him and trusted that his words were true representations of his heart and mind. As his own fruits have borne out, his words were nothing more than ear candy for us, and he never had any intention of taking his direction from those who elected him.

And so last night we the people sent Obama a clear, undeniable message. We do not accept his supreme, condescending attitude; we do not accept or approve of his agenda for us; and we do not accept the results of the policies he has thus far enacted. We have neutered him, legislatively, in order to make our displeasure with his servitude clear. The million dollar question now is, will he hear us? Will Obama comprehend the true intent of the blatant house cleaning that took place last night? The Republicans heard us months ago and did an outstanding job of providing the feedback that assured us of this fact. We carefully accepted their humility and tried them daily, testing the sincerity of their words. They passed with flying colors, and so we bestowed upon them the honor of representing our collective voices on Capitol Hill. Will Obama do likewise? Should it really have required such a harsh, public spanking as this before he even had a hope of unstopping his ears?

At 1 pm today, November 3rd, 2010, we shall see if Mr. Obama indeed possesses the moral fortitude to humble himself before those whom he serves. Based on his actions up to this point, my persona belief is that at best he will attempt to fool us into believing that our actions have given him the epiphany he was lacking. The sincerity of his attempt at humility will be revealed over the course of the next few months as we watch carefully to see his willingness to put this nation before partisanship, politics, and his own ambitions for power. I hope that I'm wrong; I hope that at 1 pm I see a man who has truly realized the error of his ways and is on an honest search for repentance. But a hardened heart would rather break than bend, and if Obama has, as I believe, long ago left behind the ability to be humble, then this country is just going to have to sit out the next two years status quo until we can replace Obama with someone who loves us like they say they do.

Posted by dougboude at 4:04 PM | PRINT THIS POST! | Link | 1 comment